Insurance Programs

A "one size fits all" approach does not apply when it comes to selecting the right insurance coverage. We work with each client to determine their exact needs, and we will review your coverage at least once a year to ensure that it is kept up to date.

Business Insurance Programs

Commercial Property

This provides protection against loss to physical property or its income-producing ability.

Commercial General Liability

Provides protection against legal liability for commercial risks arising from ownership, maintenance, or use of business premises; defects in manufactured products; and completed operations.

Commercial Umbrella Liability

This provides broadened coverage and higher limits of liability for businesses and organizations. Supplements basic coverage.

Workers' Compensation

Provides benefits to a worker or the worker's dependants for injury, disability, or disease contracted by the worker in the course of his or her employment.

Employee Benefit Liability

Protects the insured employer against claims by employees or former employees resulting from negligent acts or omissions in the administration of the insured's employee benefits programs.

Business Automobile

This is insurance for commercial automobile risks against legal liability, damage to vehicles, medical expenses, loss from uninsured motorists, and personal injury protection or other equivalent no-fault coverage.

Directors & Officers

Provides protection to Directors and Officers as a result of a successful libel suit brought against the company for a negligent act or omission, mistatement, or misleading statement. Also provides coverage for liability exposure if they are sued as individuals and provides cost of defense such as legal fees and other court costs.

Professional Liability

Coverage for specialists in various professional fields.

Employment Practices Liability

Plan that provides protection in the event of legal actions resulting from charges of harassment, discrimination, wrongful termination, defamation and invasion of privacy.

Personal Insurance Programs

Homeowners

Series of package policies for occupants of residential property that combines insurance for dwellings and household contents with personal liability insurance.

Personal Automobile

Policy provides coverage for owned and non-owned vehicles, including liability, damage to the auto, medical payments, and uninsured motorists coverage.

Personal Umbrella Liability

This provides broadened coverage and higher limits of liability. Supplements basic coverage.

Valuable Property

This is a policy in which the value of the property insured and amount to be paid in case of total loss are determined at policy inception rather than at time of loss.

Boats

Provides hull physical damage and liability coverage for losses arising out of the ownership, maintenance, and use of watercraft.

Insurance policy terms and limits may vary by jurisdiction. Descriptions of coverages on these pages are limited by the terms, conditions, definitions and exclusions of individual insurance policy contracts.

Copple Insurance Agency, Inc.

A Professional Agency with Personal Service